PRAIRIE SPIRIT TEACHERS' ASSOCIATION

EFFECTIVE PERIOD: 2018/07/01 - 2022/06/30

ARTICLE 6 INSURANCE PLANS

6:01 Disability Benefits Plan

  1. The Board/Division shall administer The Manitoba Teachers’ Society Disability Benefits Plan according to the requirements of the Plan.

 

  1. The premiums for the Plan shall be paid entirely by the participants in the Plan and shall be deducted from each salary cheque and remitted to the Plan pursuant to the instructions provided by the Society.

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  1. All teachers shall be required to participate in the Plan as a condition of employment.

6:02 Group Life

The Board shall administer the Manitoba Public School Employees Group Life Insurance Plan in accordance with the terms and conditions of the Master Policy of said plan.

6:03 Extended Health Benefits

  1. The Board/Division shall administer the Blue Cross Extended Health Benefits Plan according to the requirements of the Plan.
  1. The premiums for the Plan shall be paid entirely by the participants in the Plan and shall be deducted from each salary cheque and remitted to the Plan pursuant to the administrative requirements of the carrier.
  1. All teachers covered by the collective agreement shall be required to participate in the Plan as a condition of employment, except for those teachers who provide evidence of coverage by a spousal plan which is approved by the carrier

6:04 Group Dental Plan

The following is for the family, couple and single rate structure.

  1. Effective September 1st, 2012, the Division will participate in the administration of the MSBA/MTS Dental Plan in accordance with the terms and conditions of the Agreement entered into by the Division and the Association attached hereto as Schedule “B” (Collateral Dental Plan Agreement).

 

  1. All Employees covered by this Collective Agreement that are eligible under the terms of the MSBA/MTS Dental Plan shall be required to participate in the MSBA/MTS Dental Plan unless entitled to elect out of the Dental Plan as may be permitted under the terms thereof.

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  1. The cost of the MSBA/MTS Dental Plan will be paid by the Division in accordance with the terms and conditions of the Dental Plan Agreement.

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  1. The Division agrees that the Division’s monthly contribution to the Dental Plan on behalf of each Employee will be the monthly rate for family coverage (that is, entitlement to coverage for an Employee, his/her spouse, and his/her dependent children, having regard to the definition of spouse and dependent children in the Dental Plan). Provided that prior to the beginning of the plan year an Employee may elect in prescribed form for reduced coverage as permitted under the terms of the Dental Plan in which case the Division agrees to make monthly  payments to the Employee as follows:
  1. An Employee with only one dependent (spouse or child) who is entitled to and does so duly elect to opt down from family coverage under the Dental Plan to coverage for Employee and one other family member only, shall receive an amount equal to the difference in the monthly rate between family coverage and coverage for an Employee and one dependent only; or
  1. An Employee with neither spouse nor dependent children who is entitled to and does so duly elect to opt down from family coverage under the Dental Plan to coverage for an Employee only, shall receive an amount equal to the difference in the monthly rate between family coverage and coverage for an Employee only; or
  1. An Employee who is entitled to and does so duly elect to opt out of all coverage on the basis that the Employee’s spouse has group dental plan coverage, shall receive an amount equal to the monthly rate for family coverage.

6:05 Participation in Group Plans While on Leave

A teacher who has been granted a leave of absence, maternity and/or parental leave, and who is entitled to continue to participate in employee benefit plans, in accordance with the terms and conditions of each plan, shall request, in writing that the Division continue to remit premiums on the teachers’ behalf.  The teacher shall prepay, in equal instalments, by post-dated cheque, to the Division an amount equal to the total premiums (employer and employee shares), for the period of the leave of absence.  The Division shall thereupon make payments under the plans on behalf of the teacher during the leave of absence.  In the event there is a premium rate change of any of the plans during the leave of absence, the Division shall inform the teacher, in writing of the additional premium necessitated by the change in rates.  Coverage, in this case shall be dependent on the payment of the monies necessitated by the revised rate.  The teacher agrees to advise the Division of continued participation in the group plans, subject to the terms and conditions of the plans, in the event of a variation in the length of the leave.

6:06 Benefit Plans Administration and Responsibility

The Association shall indemnify and save harmless the Board from any and all losses, costs, liabilities or expenses suffered or sustained by the Board as a result of any claim or legal action arising from the administration of the above mentioned benefit plans.