a) The Institute shall administer the Manitoba Public School Employees’ Group Life Insurance Plan according to the terms and conditions of the Master Policy of the said plan and subject to the limitations set out in d).
b) All teachers shall be provided with the basic insurance of 200% of salary with premiums to be shared equally between the employee and the Institute. Where teachers opt for additional levels of insurance coverage, the premiums associated with such additional coverage shall be borne exclusively by the teacher.
c) All teachers coming on staff after the effective date of the implementation of the Plan in the Institute shall be required to participate in the Plan, unless granted exclusion by the Trustees of the Manitoba Public School Employees’ Group Life Insurance Plan.
d) The Institute’s responsibility with respect to the administration of this Plan shall be limited to the following:
i) deducting premiums from the teachers;
ii) enrolling newly hired teachers in the Plan;
iii) maintaining records of the teachers who are and are not insured, including maintaining files of application cards, late applicants, teachers whose coverage was rejected on late application, beneficiary designations, and teachers whose coverage has terminated on leaving the Institute;
iv) completing a premium statement to accompany premium remittances;
v) providing claim forms to teachers or beneficiaries on request;
vi) completing and submitting the Employer Claim Submission for claimants;
vii) distributing Plan information to teachers from time to time;
viii) conducting periodic re-openings from Accidental Death and Dismemberment applications.
e) Save and except for the express responsibilities set out in d) of this article, the Association acknowledges and agrees that the Institute neither has nor assumes any responsibility whatsoever with respect to any aspect of the Manitoba Public School Employees’ Group Life Insurance Plan.
f) The Association shall indemnify and save harmless the Institute from any and all losses, costs, liabilities or expenses suffered or sustained by the Institute as a result of any claim or legal action arising from the deduction of premiums or exercise of other responsibilities with respect to the Group Life Insurance Plan.
(a) The Institute will participate in the administration of the Manitoba Public School Employees Extended Health Benefits Plan (MPSE Extended Health) in accordance with the terms and conditions of the Agreement entered into by the Institute and the Association attached hereto as the (collateral agreement).
(b) All Employees covered by this Collective Agreement that are eligible under the terms of the MPSE Extended Health Plan shall be required to participate in the MPSE Extended Health Plan unless entitled to elect out of the Extended Health Plan as may be permitted under the terms thereof.
(c) The cost of the MPSE Extended Health Plan will be paid by the Institute in accordance with the terms and conditions of the Extended Health Plan Agreement.
(d) The Institute agrees that the Institute’s monthly contribution to the Extended Health Plan on behalf of each Employee will be the monthly rate for family coverage (that is, entitlement to coverage for an Employee, his/her spouse, and his/her dependent children, having regard to the definition of spouse and dependent children in the Extended Health Plan). Provided an Employee may elect, in prescribed form, for reduced coverage as permitted under the terms of the Extended Health Plan in which case the Institute agrees to make monthly payments to the Employee as follows:
(i) An Employee with neither spouse nor dependent children who is entitled to and does so duly elect to opt down from family coverage under the Extended Health Plan to coverage for an Employee only, shall receive an amount equal to the difference in the monthly rate between family coverage and coverage for an Employee only; or
(ii) An employee who is entitled to and does so duly elect to opt out of all coverage on the basis that the Employee’s spouse has group extended health plan coverage, shall receive an amount equal to the monthly rate for family coverage.