(a) The Institute shall deduct from teachers’ salaries the full premium costs prescribed by the M.T.S Disability Benefits Plan and shall forward such premiums on a monthly basis to the Plan.
(b) Any teacher shall be enrolled in the M.T.S. Disability Benefits Plan and shall participate in the Plan, in accordance with its terms and conditions.
(c) Any teacher entering the Institute’s employ shall be enrolled automatically in the M.T.S Disability Benefits Plan and shall have deducted monthly from his/her salary the amount of premiums specified by the Plan.
(d) The Institute’s responsibility with respect to the administration of the M.T.S. Disability Benefits Plan shall be limited to the following:
(i) deducting premiums from the teachers;
(ii) enrolling newly hired teachers in the Plan;
(iii) maintaining records of the teachers who are and are not insured, including maintaining files of application cards, late applicants, teachers whose coverage was rejected on late application, beneficiary designations, and teachers whose coverage has terminated on leaving the Institute;
(iv) completing a premium statement to accompany premium remittances;
(v) distributing Plan information to teachers from time to time;
(vi) completing a Disability Notification Form and submitting it to the Plan after the teacher has been absent ten (10) consecutive teaching days and where the sickness or disability may result in the filing of a claim for benefit;
(vii) reporting to the Plan salary changes for teachers in receipt of benefits.
(e) Save and except for the express responsibilities set out in d) of this article, the Association acknowledges and agrees that the Institute neither has nor assumes any responsibility whatsoever with respect to any aspect of the M.T.S. Disability Benefits Plan.
(f) The Association shall indemnify and save the Institute from any and all losses, costs, liabilities or expenses suffered or sustained by the Institute as a result of any claim or legal action arising from the deduction of premiums or exercise of other responsibilities with respect to the M.T.S. Disability Benefits Plan.