FRONTIER TEACHERS' ASSOCIATION

EFFECTIVE PERIOD: 2014/07/01 - 2018/06/30 (EXPIRED)

ARTICLE 23 - GROUP LIFE INSURANCE

a) The Board shall administer the Manitoba Public Schools Employees Group Life Insurance Plan according to the terms and conditions of the Master Policy of the said Plan and subject to the limitations set out in d).

b) All teachers shall be provided with the basic insurance of 200% of salary with premiums to be shared equally (50/50) between the employee and the Board. Where teachers opt for additional levels of insurance coverage, the premiums associated with such additional coverage shall be borne exclusively by the teacher.

c) All teachers coming on staff after the effective date of the implementation of the Plan in the Division shall be required to participate in the Plan, unless granted exclusion by the Trustees of the Manitoba Public School Employees Group Life Insurance Plan.

d) The Board’s responsibility with respect to the administration of this Plan shall be limited to the following:

     i) deducting premiums from the teachers;
     ii) enrolling newly hired teachers in the Plan;
     iii) maintaining records of the teachers who are and are not insured, including maintaining files of application cards, late applicants, teachers whose coverage
         was rejected on late application, beneficiary designations, and teachers whose coverage has terminated on leaving the Division;
     iv) completing a premium statement to accompany premium remittances;
     v) providing claim forms to teachers or beneficiaries on request;
     vi) completing and submitting the Employer Claim Submission for claimants;
     vii) distributing Plan information to teachers from time to time;
     viii) conducting periodic re-openings from Accidental Death and Dismemberment applications.

e) Save and except for the express responsibilities set out in d) of this article, the Association acknowledges and agrees that the Board neither has nor assumes any responsibility whatsoever with respect to any aspect of the Manitoba Public School Employees Group Life Insurance Plan.
 
f) The Association shall indemnify and save harmless the Division from any and all losses, costs, liabilities or expenses suffered or sustained by the Division as a result of any claim or legal action arising from the deduction of premiums or exercise of other responsibilities with respect to the Group Life Insurance Plan.