PRAIRIE ROSE TEACHERS' ASSOCIATION

EFFECTIVE PERIOD: 2014/07/01 - 2018/06/30 (EXPIRED)

ARTICLE 18: BENEFIT PLANS

18.01: GROUP LIFE INSURANCE

A)  The Division shall administer the Manitoba Public School Employees’ Group Life Insurance Plan according to the terms and conditions of the Master Policy of the said plan, and subject to the limitations set out in Article (D).

B)  Unless otherwise excluded, the employees’ share of annual premiums shall be deducted in equal monthly amounts for all participants in the plan.

C)  All employees coming on staff after the effective date of the implementation of the Plan in the Division shall be required to participate in the plan, unless granted exclusion by the Trustees of the Manitoba Public School Employees’ Group Life Insurance Plan.

D) The Board’s responsibility with respect to the administration of this Plan shall be limited to the following:
      i.    deducting premiums from the employees;
      ii. enrolling newly hired employees in the Plan;
      iii. maintaining records of the employees who are and are not insured, including maintaining files of application cards, late applicants, employees whose coverage was rejected on late applications, beneficiary designations, and employees whose coverage has terminated on leaving the Division.
      iv. completing a premium statement to accompany premium remittances;
      v. providing claim forms to employees or beneficiaries on request;
     vi. completing and submitting the Employer Claim submission for claimants;
     vii. distributing Plan information to employees from time to time;
     viii. conducting periodic reopening from Accidental Death and Dismemberment applications.

E)  Save and except for the express responsibilities set out in (D) of this Article, the Association acknowledges and agrees that the Board has nor assumes any responsibility whatsoever with respect to any aspect of the Manitoba Public School Employees Group Life Insurance Plan.

F)  The Association shall indemnify and save harmless the Division from any and all losses, costs, liabilities or expenses suffered or sustained by the Division as a result of any claim or legal action arising from the deduction of premiums or exercise of other responsibilities with respect to the Group Life Insurance Plan.