PARK WEST TEACHERS' ASSOCIATION

EFFECTIVE PERIOD: 2014/07/01 - 2018/06/30 (EXPIRED)

ARTICLE 4 - BENEFIT PLANS

Refer to attached Letter of Understanding

4.01 Insurance Plans

a) MPSEGLIP Group Life Insurance

    i) The Division will administer the Manitoba Public School Employees Group Life Insurance Plan according to the terms and conditions of the Master Policy of the said Plan.
    ii) Where an employee qualifies for group life insurance, the employee’s share of annual premiums shall be deducted in equal amounts from each salary cheque.
    iii) All employees coming on staff after the effective date of implementation of the Plan in the Division shall be required to participate in the Plan, unless granted exclusion by the Trustees of the Manitoba Public School Employees Group Life Insurance Plan.

b) Accidental Death and Dismemberment Insurance

As a condition of continuing employment, all teachers employed by the Park West School Division will be enrolled in the Accidental Death and Dismemberment insurance, insured by SSQ Insurance.  Every teacher will be insured for 5 times annual salary to a maximum of $475,000 and one half (1/2) of the annual premium will be paid by the Park West School Division.  The effective period of this insurance will be from September 1st to August 31st during the teacher’s term of employment by the Park West School Division.

 All teachers not enrolled in the above named plan will be enrolled within one month of the signing of this collective agreement.

4.02 Dental and Extended Health Care Plans

a) The Division will participate in the administration of the Manitoba Public School Employees Dental and Extended Health Benefits Plan(s), (MPSE Dental and EHB Plan(s)) in accordance with the terms and conditions of the Agreement entered into by the Division and the Association attached hereto as the (collateral agreement).

b) All Employees covered by this Collective Agreement that are eligible under the terms of the MPSE Dental Plan and EHB Plan(s) shall be required to participate in the MPSE Dental and EHB Plan(s) unless entitled to elect out of the Dental and/or EHB Plan(s) as may be permitted under the terms thereof.

c) The cost of the MPSE Dental and EHB Plan(s) will be paid by the Division in accordance with the terms and conditions of the Dental and EHB Plan(s) Agreement.

d) The Division agrees that the Division’s monthly contribution to the MPSE Dental and EHB Plan(s) on behalf of each Employee will be the monthly rate for family coverage (that is, entitlement to coverage for an Employee, his/her spouse, and his/her dependent children, having regard to the definition of spouse and dependent children in the Dental and EHB Plan(s)).  Provided that an Employee may elect, in prescribed form, for reduced coverage as permitted under the terms of the Dental and EHB Plan(s) in which case the Division agrees to make monthly payments to the Employee as follows:

      1. An Employee with only one dependent (spouse or child) who is entitled to and does so duly elect to opt down from family coverage under the Dental Plan to coverage for Employee and one other family member only, shall receive an amount equal to the difference in the monthly rate between family coverage and coverage for an Employee and one dependent only; or

      2. An Employee with neither spouse nor dependent children who is entitled to and does so duly elect to opt down from family coverage under the Dental and Extended Health Plan to coverage for an Employee only, shall receive an amount equal to the difference in the monthly rate between family coverage and coverage for an Employee only; or

      3. An Employee who is entitled to and does so duly elect to opt out of all coverage on the basis that the Employee’s spouse has group Dental and/or Health plan coverage shall receive an amount equal to the monthly rate for family coverage.

4.03 Manitoba Teachers' Society Disability Plan

All teachers hired by the Park West School Division shall be enrolled in the Manitoba Teachers’ Society Disability Benefits Plan and shall continue to participate in the Plan as long as the Board continues to employ them.  Premiums for this Plan will be paid by the teachers.  The Park West School Division shall deduct premiums and remit them to the Manitoba Teachers’ Society Disability Benefits Plan as required by the Plan Administrator.  Park West School Division agrees to provide notification to the Plan regarding potential claims and to complete the required documentation for teacher claims, in accordance with the requirement of the Plan.

4.04 Short Term Disability Plan

a)  The full cost of the premiums shall be paid by each teacher in the Division. The Division will deduct the premiums and shall forward such premiums on a monthly basis to the MTS Short Term Disability Plan.

b)  All eligible teachers shall be enrolled in the Plan and shall participate in the Plan, in accordance with the terms and conditions of the Plan.

c)  Any teacher entering the Division’s employ shall be enrolled automatically in the Plan and shall have deducted monthly from his/her salary the amount of premiums specified by the Plan.

d)  The Division’s responsibility with respect to the administration of this Plan shall be limited to the following:
      1. deducting premiums from the teachers;
      2. enrolling newly hired teachers in the Plan;
      3. completing a premium statement to accompany premium remittances;
      4. distributing plan information to teachers from time to time;
      5. completing a Short Term Disability Notification Form and submitting it to the Plan when a teacher has been absent from teaching and where the sickness or disability may result in the filing of a claims or benefits, as per the requirement of the plan;

e)  Save and except for the express responsibilities set out in d) of this article, the Association acknowledges and agrees that the Division neither has nor assumes any responsibility whatsoever with respect to any aspect of the Short Term Disability Plan.

f)  The Association shall indemnify and save the Division from any and all losses, costs, liabilities or expenses suffered or sustained by the Division as a result of any claim or legal action arising from the deduction of premiums or exercise of other responsibilities with respect to the Short Term Disability Plan.

g) The Division shall refund to the Association 100% of the additional premium rebate under the Employment Insurance Commission Act as a result of the implementation and continuation of the Short Term Disability Plan.

4.05 Deferred Salary Leave Plan

The Division shall administer a Deferred Salary Leave Plan for the Park West Teachers' Association of the Manitoba Teachers' Society.