LOUIS RIEL TEACHERS' ASSOCIATION

EFFECTIVE PERIOD: 2014/07/01 - 2018/06/30 (EXPIRED)

ARTICLE 21.00 - DISABILITY BENEFITS PLAN

A. The Division shall deduct from teachers’ salaries the full premium costs prescribed by the Plan and shall forward such premiums on a monthly basis to the Plan.

B. Any teacher shall be enrolled in the Plan and shall participate in the Plan, in accordance with the terms and conditions of the Plan.

C. Any eligible teacher who enters the Division’s employ shall be enrolled automatically in the Plan and shall have deducted monthly from his/her salary the amount of premiums specified by the Plan.

D. The Division’s responsibility with respect to the administration of this Plan shall be limited to the following:

     1. Deducting premiums from the teachers;

     2. Enrolling newly hired teachers in the Plan;

     3. Maintaining records of the teachers who are and are not insured, including maintaining files of late applicants, teachers whose coverage was rejected on late application, and teachers whose coverage has terminated on leaving the Division;

     4. Completing a premium statement to accompany premium remittances;

     5. Distributing Plan information to teachers from time to time;

     6. Completing the Disability Notification Form and submitting it to the Plan after a teacher has been absent ten (10) consecutive days and where the sickness or disability may result in the filing of a claim for benefits;

     7. Reporting to the Plan salary changes for teachers in receipt of benefits.

E. Save and except for the deduction and remittance of premiums, and the expressed responsibilities set out in D. in this article, the Association acknowledges and agrees that the Division neither has nor assumes any responsibility whatsoever to any aspect of this Disability Benefits Plan administered by the Manitoba Teachers’ Society.

F. The Association shall indemnify and save harmless the Division from any and all losses, costs, liabilities or expenses suffered or sustained by the Division as a result of any claim or legal action arising from the deduction of premiums or exercise of other responsibilities with respect to the Disability Benefits Plan.

ARTICLE 22.00 - GROUP LIFE INSURANCE

A. The Division shall administer the Manitoba Public School Employees’ Group Life Insurance Plan according to the terms and conditions of the Master Policy of the said Plan, and subject to the limitations set out in Article D.

B. All teachers shall be provided with the basic insurance of 200% of salary with premiums to be shared equally between the teacher and the Division.  Where the teacher opts for additional levels of insurance coverage, the premiums associated with such additional coverage shall be borne by the teacher.

C. All teachers coming on staff after the effective date of the implementation of the Plan in the Division shall be required to participate in the Plan, unless granted exclusion by the Trustees of the Manitoba Public School Employees’ Group Life Insurance Plan.

D. The Division’s responsibility with respect to the administration of this Plan shall be limited to the following:

     1. Deducting premiums from the teachers;

     2. Enrolling newly hired teachers in the Plan;

     3. Maintaining records of the teachers who are and are not insured, including maintaining files of application cards, late applicants, teachers whose coverage was rejected on late application, beneficiary designations, and teachers whose coverage has terminated on leaving the Division;

     4. Completing a premium statement to accompany premium remittances;

     5. Providing claim forms to teachers or beneficiaries on request;

     6. Completing and submitting the Division Claim Submission for claimants;

     7. Conducting periodic reopening from Accidental Death and Dismemberment applications;

     8. Distributing Plan information to teachers from time to time.

E. Save and except for the expressed responsibilities set out in D. of this Article, the Association acknowledges and agrees that the Division neither has nor assumes any responsibility whatsoever with respect to any aspect of the Manitoba Public School Employees Group Life Insurance Plan.

F. Notwithstanding the above, teachers employed by the former St. Vital School Division and continuing to be employed in the Louis Riel School Division and covered by the Group Life Insurance Plan shall continue to receive the death benefit under this plan of one hundred thousand ($100,000) dollars.  The Division shall pay the total cost of this group insurance plan for these teachers until such time as they leave the employ of the Louis Riel School Division.