LOUIS RIEL TEACHERS' ASSOCIATION

EFFECTIVE PERIOD: 2014/07/01 - 2018/06/30 (EXPIRED)

ARTICLE 21.00 - DISABILITY BENEFITS PLAN

ARTICLE 22.00 - GROUP LIFE INSURANCE

A. The Division shall administer the Manitoba Public School Employees’ Group Life Insurance Plan according to the terms and conditions of the Master Policy of the said Plan, and subject to the limitations set out in Article D.

B. All teachers shall be provided with the basic insurance of 200% of salary with premiums to be shared equally between the teacher and the Division.  Where the teacher opts for additional levels of insurance coverage, the premiums associated with such additional coverage shall be borne by the teacher.

C. All teachers coming on staff after the effective date of the implementation of the Plan in the Division shall be required to participate in the Plan, unless granted exclusion by the Trustees of the Manitoba Public School Employees’ Group Life Insurance Plan.

D. The Division’s responsibility with respect to the administration of this Plan shall be limited to the following:

     1. Deducting premiums from the teachers;

     2. Enrolling newly hired teachers in the Plan;

     3. Maintaining records of the teachers who are and are not insured, including maintaining files of application cards, late applicants, teachers whose coverage was rejected on late application, beneficiary designations, and teachers whose coverage has terminated on leaving the Division;

     4. Completing a premium statement to accompany premium remittances;

     5. Providing claim forms to teachers or beneficiaries on request;

     6. Completing and submitting the Division Claim Submission for claimants;

     7. Conducting periodic reopening from Accidental Death and Dismemberment applications;

     8. Distributing Plan information to teachers from time to time.

E. Save and except for the expressed responsibilities set out in D. of this Article, the Association acknowledges and agrees that the Division neither has nor assumes any responsibility whatsoever with respect to any aspect of the Manitoba Public School Employees Group Life Insurance Plan.

F. Notwithstanding the above, teachers employed by the former St. Vital School Division and continuing to be employed in the Louis Riel School Division and covered by the Group Life Insurance Plan shall continue to receive the death benefit under this plan of one hundred thousand ($100,000) dollars.  The Division shall pay the total cost of this group insurance plan for these teachers until such time as they leave the employ of the Louis Riel School Division.