a) The Division shall administer a Short Term Disability Insurance Plan for Teachers in the Division.
b) All Teachers employed by the Division shall be required to participate in the plan.
c) The full cost of the premiums shall be borne by the Teachers in the Division.
d) The Division shall refund to the Association the whole of the additional rebate allowable under the Employment Insurance Commission Act.
e) The Association shall indemnify and save harmless the Division from any and all losses, costs, liabilities, or expenses suffered or sustained by the Division as a result of any action, legal or otherwise, arising from the operation of this Short Term Disability Insurance Plan.