As a condition of employment, all teachers employed by the St. James-Assiniboia School Division on or after January 1, 1969 shall be required to participate in the Manitoba Public School Employees Group Life Insurance Plan according to the terms and conditions of the Master Policy of the said Plan. The appropriate premiums shall be deducted each month for the duration of their employment. The Board shall administer the said plan effective July 1, 1981.
The Division shall administer the Manitoba Teachers’ Society Long Term Disability Plan. The premiums for said plan shall be paid entirely by the participants in the plan and shall be deducted from each salary cheque and remitted to the plan.
For this and other benefit plans that require a deduction from source, the onus is on the teacher to ensure such coverage is in place and deductions are being made. Continuation of the deduction at source is made with the understanding that the Association shall and will indemnify and save harmless the Division from any and all losses, costs, liabilities, or expenses suffered or sustained by the Division as a result of a legal action arising from the deductions made pursuant to this Collective Agreement.
Premiums will be deducted on a monthly basis in accordance with the voluntary participation of teachers in the voluntary accidental Death and Dismemberment Plan which is in effect between the Association and the current carrier. Deduction at source for other voluntary or group plans, as yet unconfirmed, will be subject to Board-Association agreement.
a) Effective August 1, 2000, the Division will participate in the administration of the MAST/MTS Dental Plan in accordance with the terms and conditions of the Agreement entered into by the Division and the Association attached hereto as Schedule (the “Dental Plan Agreement”).
b) All Teachers covered by this Collective Agreement who are employed on a Form 2 or Teacher-General Contract, or Limited Term Teacher-General Contract with a duration of 100 days or greater shall be required to participate in the MAST/MTS Dental Plan unless entitled to elect out of the Dental Plan as may be permitted under the terms thereof.
c) The cost of the MAST/MTS Dental Plan will be paid by the Division in accordance with the terms and conditions of the Dental Plan Agreement.
d) The Division agrees that the Division’s monthly allocation to the Dental Plan on behalf of each Teacher will be the monthly rate for family coverage (that is, entitlement to coverage for a Teacher, his/her spouse, and his/her dependent children, having regard to the definition of spouse and dependent children in the Dental Plan). Provided that prior to the beginning of the plan year a Teacher may elect in prescribed form for reduced coverage as permitted under the terms of the Dental Plan in which case the Division agrees to make monthly payments from this allocation to the teacher as follows:
(i) A Teacher with no dependent children or a single parent with no more than one (1) dependent child, who is entitled to and does so duly elect to opt down from family coverage under the Dental Plan to coverage for Teacher and one other family member only, shall receive an amount equal to the difference in the monthly rate between family coverage and coverage for a Teacher and spouse only;
(ii) A Teacher with neither spouse nor dependent children who is entitled to and does so duly elect to opt down from family coverage under the Dental Plan to coverage for a Teacher only, shall receive an amount equal to the difference in the monthly rate between family coverage and coverage for a Teacher only;
(iii) A Teacher who is entitled to and does so duly elect to opt out of all coverage on the basis that the Teacher’s spouse has dental plan coverage, shall receive an amount equal to the monthly rate for family coverage.
e) The Association shall, upon the implementation of the plan of dental benefits, indemnify and save harmless the Board from any and all losses, costs, liabilities or expenses suffered or sustained by the Board as a result of legal or governmental action arising from the Permanent Earnings Adjustment of dental plan benefits.