(a) The Board will administer the Manitoba Public School Employees' Group Life Insurance Plan according to the terms and conditions of the Master policy of the said plan.
(b) Unless otherwise excluded, the teacher's share of the annual premiums shall be deducted in equal amounts from each salary cheque for all participants in the plan.
(c) All teachers coming on staff after the effective date of the implementation of the plan in the Division shall be required to participate in the plan, unless granted exclusion by the Trustees of the Manitoba Public Schools Employees' Group Life Insurance Plan.